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Health Insurance
 
# 16 : Sunday 28-7-2013 @ 22:43
 
 
Someone said :
I have it..but work pay for it.

But don't you have to pay benefit-in-kind tax on the premium your employer pays?
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# 17 : Friday 11-1-2019 @ 20:41
 
 
I love this time of the year. I just checked my bank balance as was running low this week when I saw that my health insurance claim had been paid out. Oh joy!

I get €80 back per consultant and €60 back per G.P. visit. On top of that dentist's and other bits and pieces it came to a handsome sum. (Because of damage I done to my foot that required hospital visits). Couldn't have come at a better time.
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# 18 : Friday 11-1-2019 @ 22:10
 
 
Someone said :
I love this time of the year. I just checked my bank balance as was running low this week when I saw that my health insurance claim had been paid out. Oh joy!

I get €80 back per consultant and €60 back per G.P. visit. On top of that dentist's and other bits and pieces it came to a handsome sum. (Because of damage I done to my foot that required hospital visits). Couldn't have come at a better time.

How much does your gp charge ?
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# 19 : Friday 11-1-2019 @ 22:17
 
 
Someone said :

How much does your gp charge ?

My G.P. charges €70. I like him. I want to keep him.
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# 20 : Friday 11-1-2019 @ 23:20
 
 
I have Laya health insurance and given my issues with anxiety and mental health, insursnce has been critically important and although its not cheap, IMO for me it's worth it.
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# 21 : Friday 11-1-2019 @ 23:44
 
 
How does private insurance work when you hit the emergency department ? Because they ask you when you arrive if you have it bizarrely but all treatment is free if you are referred by your gp.
So charges kick in if you are put in a bed ( not a trolley?) And when you see a consultant ?
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# 22 : Saturday 12-1-2019 @ 00:47
 
 
Treatment is free in an emergency department if you have a GP letter or a full medical card however many patients that come to an emergency department may need longer care and will be admitted from that department onto a long stay ward. This is where the health insurance comes into play as your GP letter will only exempt you from the €100 government charge for the emergency department and not the €80 per day public inpatient charge. You will be charged more if you decide to be treated as a private patient after being admitted to the ward, which can directly help the hospital provide services however many health insurance companies will try to convince you not to as they are happy for you to pay them thousands over the years and length of your cover but less happy to pay out.
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# 23 : Saturday 12-1-2019 @ 01:28
 
 
I've just come out of the Sports Surgery Clinic in Santry after having a partial knee replacement. It's a private hospital so you need health insurance for it. The treatment and care I got was fantastic. Even the food was superb. My insurance is quite expensive. Fortunately I have not had to avail of it much before now. But the last few days made it worthwhile.
Reply
 
# 24 : Saturday 12-1-2019 @ 11:43
 
 
Someone said :
Treatment is free in an emergency department if you have a GP letter or a full medical card however many patients that come to an emergency department may need longer care and will be admitted from that department onto a long stay ward. This is where the health insurance comes into play as your GP letter will only exempt you from the €100 government charge for the emergency department and not the €80 per day public inpatient charge. You will be charged more if you decide to be treated as a private patient after being admitted to the ward, which can directly help the hospital provide services however many health insurance companies will try to convince you not to as they are happy for you to pay them thousands over the years and length of your cover but less happy to pay out.

I suppose it depends if the hospital you are near will give you any benefit from having insurance ?
Of course having it means you don't have to queue for tests or to see a consultant and for elective surgeries and the insurance should pay the cost?
I suppose as mainly these happen in private clinics/ hospitals it's fair enough?
Reply
 
# 25 : Saturday 12-1-2019 @ 12:01
 
 
If you go to A&E there is no point in using your insurance it's not going to get you anything extra. What private insurance is vital for is operations. You can just ring a few private hospitals and see which one will operate the quickest. In the public system you could be waiting years, I think it's worth the money for health insurance, if you have to wait, you could be dead by the time you get operation. It's the cost of a trip to Spain.
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# 26 : Saturday 12-1-2019 @ 19:34
 
 
It won't be long now, when you'll have to insure your health insurance and it should be mandatory to have a private one for every citizen.
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# 27 : Saturday 12-1-2019 @ 21:50
 
 
Someone said :
If you go to A&E there is no point in using your insurance it's not going to get you anything extra. What private insurance is vital for is operations. You can just ring a few private hospitals and see which one will operate the quickest. In the public system you could be waiting years, I think it's worth the money for health insurance, if you have to wait, you could be dead by the time you get operation. It's the cost of a trip to Spain.

It's exactly the same surgeons though ( more or less) in all the private hospitals and public hospitals !
Having insurance does allow you to bypass the queues for surgery and tests if you are able to choose.
It's a bit now like Ryanair and their bag policy though, now everybody buys priority so the queue just moves someplace else

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# 28 : Saturday 12-1-2019 @ 22:45
 
 
The queue dosen't move anywhere. There are always people who have private health insurance versus those who don't.
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# 29 : Sunday 13-1-2019 @ 09:45
 
 
Someone said :
The queue dosen't move anywhere. There are always people who have private health insurance versus those who don't.

Of course the queue moves public health system same doctors no movement private health insurance you skip the queue and get the procedure .
I'm not 100% sure why the health system here doesn't work because we spend more than most oecd countries but one glaring problem is we haven't enough consultants and that's because the consultants themselves don't allow enough to specialise and qualify ...But the HSE aren't even hiring doctors and nurses in the hospitals - it's staggering the number of vacancies that are unfilled- bet there are no administrative vacancies !
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# 30 : Sunday 13-1-2019 @ 12:47
 
 
You miss the point.
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